Terms and insurance disclosures
Effective September 28, 2026
General information only
This website provides general information about insurance-related topics. It is not an insurance policy, binder, contract, guarantee of coverage, legal advice, tax advice, or financial advice.
Coverage is not guaranteed
Product availability, eligibility, premiums, benefit amounts, underwriting requirements, exclusions, limitations, and issue ages vary by state, carrier, and applicant. Coverage is effective only after an application is approved, the carrier issues the policy, and all applicable requirements are satisfied.
Existing coverage
Do not cancel, surrender, or allow existing coverage to lapse until replacement coverage has been approved, issued, reviewed, and placed in force. Replacing a policy may affect contestability periods, surrender charges, benefits, and other policy provisions.
Independent insurance website
Coverage With Shane is not affiliated with or endorsed by any federal, state, or local government agency. Shane Butsch is an Alabama-licensed insurance producer, license #665002. Carrier appointments and available products may change.
Website communications
Submitting the website form sends the information you provide to Shane by email so he can respond. A request does not create coverage, an agency agreement, or an obligation to purchase. Email and text are not appropriate for highly sensitive financial, medical, or identity information; do not include Social Security numbers, banking details, medical records, or diagnoses.
Contact
For questions, call 334-733-4567 or email shane@coveragewithshane.com.